What is predatory lending?
Predatory lending is a term used to describe a wide range of unfair financial practices. Anny lending practice that imposes unfair or abusive terms on a borrower. This is done through deceptive, coercive, exploitative or unscrupulous actions for a loan that a borrower doesn’t need, doesn’t want or can’t afford. By definition, predatory lending benefits the lender and ignores or hinders the borrower’s ability to repay the debt.
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