Consumer
American Rescue Plan Act of 2021
The American Rescue Plan Act of 2021 is the nearly $1.9 trillion-dollar federal bill that President Biden signed into law on March 11, 2021. It includes various provisions responding to the...
Bankruptcy
When facing financial hardship, bankruptcy may be a way to help you get out of debt. However, there are different kinds of bankruptcies and and it’s important to know what kind of bankruptcy is...
Contracts and Warranties
Federal Trade Commission Consumer Information
https://www.consumer.ftc.gov/articles/0240-extended-warranties-and-service-contracts
If you’re buying a car, an electronic device, or a...
Credit Access
What is a credit report?
A credit report provides information about where you live and how you pay your bills, as well as whether you have been sued or filed for bankruptcy.
Why is a credit...
Debt Collection
When a debt collector calls, it’s important to know your rights. The FTC enforces the Fair Debt Collection Practices Act (FDCPA). This act makes it illegal for debt collectors to use abusive,...
Energy_Utility Rights
As a residential utility customer, you have both rights and responsibilities to make sure fair dealings between you and your utility company.
What are my public utility rights?
Safe...
Identity Theft
Identity theft is a crime in which key pieces of information about personal identity such as Social Security or driver's license numbers are used to impersonate someone else. This information can...
Predatory Lending
What is predatory lending?
Predatory lending is a term used to describe a wide range of unfair financial practices. Anny lending practice that imposes unfair or abusive terms on a borrower....