Consumer
Consumer_Finance - Bankruptcy
When facing financial hardship, bankruptcy may be an option to help you get out of debt. However, there are different kinds of bankruptcies and and it’s important to know what kind of bankruptcy...
Consumer_Finance - Contracts and Warranties
If you’re buying a car, an electronic device, or a major appliance, you may be offered the chance to buy an “extended warranty” or service contract. Both service contracts and warranties...
Consumer_Finance - Credit Access
What is a credit report?
A credit report provides information about where you live and how you pay your bills, as well as whether you have been sued or filed for bankruptcy.
Why is a credit...
Consumer_Finance - Debt Collection
When a debt collector calls, it’s important to know your rights. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive,...
Consumer_Finance - Energy_Utility Rights
As a residential utility customer, you have both rights and responsibilities to ensure fair dealings between you and your utility company.
What are my public utility rights?
Safe and...
Consumer_Finance - Identity Theft
Identity theft is a type of crime in which key pieces of information about personal identity such as Social Security or driver's license numbers are used to impersonate someone else. This...
Consumer_Finance - Predatory Lending
What is predatory lending?
Predatory lending is a term used to describe a wide range of unfair financial practices. In short, it defines any lending practice that imposes unfair or abusive...