Consumer

Consumer_Finance - Bankruptcy

When facing financial hardship, bankruptcy may be an option to help you get out of debt. However, there are different kinds of bankruptcies and and it’s important to know what kind of bankruptcy...

Consumer_Finance - Credit Access

What is a credit report? A credit report provides information about where you live and how you pay your bills, as well as whether you have been sued or filed for bankruptcy. Why is a credit...

Consumer_Finance - Debt Collection

When a debt collector calls, it’s important to know your rights. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive,...

Consumer_Finance - Identity Theft

A crime in which key pieces of information about personal identity such as Social Security or driver's license numbers are used to impersonate someone else. This information can be used to obtain...

Consumer_Finance - Predatory Lending

What is predatory lending? Predatory lending is a term used to describe a wide range of unfair financial practices. In short, it defines any lending practice that imposes unfair or abusive...

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